"We always want to do what everyone else has already done. It is right to study them but there is no point copying. What we have to develop is our own identity."
— Jamie Carragher
- 5 months ago
"Kadang sistem memang lebih efektif mencegah kejahatan daripada khotbah –terutama untuk hal-hal yang manusiawi. Semoga pencipta sistem anti-kejahatan juga mendapatkan pahala sama besar dengan para pengkhotbah."
— Dahlan Iskan
(Source: http)
- 5 months ago
- 1
"Kita semua hidup dalam ketegangan, dari waktu ke waktu, serta dari hari ke hari; dengan kata lain, kita adalah pahlawan dari cerita kita sendiri."
— Mary McCarthy
- 5 months ago
Be a good investor !
Indonesia is not a place where you can talk to any taxi driver or shop assistant about stocks and mutual funds. Its stockmarket only came into real existence in the late ’80s, whereas mutual funds were first heard only in the mid-90s. Indeed, the country’s mutual fund industry grew exponentially between 2002 and 2004, but only to go back to square one in late 2005 following a massive redemption triggered by a sharp interest rate hike.
This is very much an emerging market. This is a place where the investors – both individual and institutional – are still predominantly short-term oriented. This is a place where fixed income mutual funds are sold mostly by commercial banks, pretty much in the same manner as time deposits. This is a place where most investors want to get higher returns but are not willing to accept higher risks. And this is a place where the crème de la crème feel a lot more comfortable stashing their money offshore.
But this is also the place where mutual fund assets only account for less than 5% of total savings and deposits in the local banking system. And this place, with its rich natural resources and massive population of 220 million people, certainly has the potential to become the next India or even China in terms of economic developments if managed properly. Right from the start, therefore, we recognize the enormous growth potential of the fund management business in Indonesia. The problem, of course, is how to unlock such potential given the challenging culture of the majority of the population.
- 7 months ago
- 58
Belajarlah untuk lebih tenang dan lebih hening.
Belajarlah untuk lebih tenang
dan lebih hening.
Kehidupan ini tidaklah keras, padat, berisik,
dan sibuk seperti yang kita lihat.
Kehidupan ini gaib dan magis,
sehingga tidak terlihat
kecuali oleh pikiran yang tenang,
dan tidak terdengar
kecuali oleh hati yang hening.
Yang kita lihat dan dengar di sekitar kita ini
hanya bayangan dan gema
dari kehidupan yang sebenarnya.
Tenang dan heninglah.
Itu adalah cara untuk berada
dalam kehidupan yang penuh pengertian.
-Mario Teguh
- 8 months ago
- 1
"We cannot change the cards we are dealt, just how we play the hand."
— Randy Pausch - The Last Lecture
- 8 months ago
